Rollover from a 401K to the TSP

I am a new hire with a large 401K balance from my previous employer.

Where can I go to get the best advice for possibly making a rollover to the TSP - or whether I should hold out and place some or all of it into a regular IRA?

Thank you, VL

I have a similar situation. I worked in the private sector for 18 years and contributed to 401K for last 12 years. However, my previous employment change time, I just rolled them into a Fidelity Rollover IRA instead of the new employer's 401K. Not sure if that was any good decision.

Fidelity charges are obviously higher. The reasoning was the availability of a wider selection of funds. Thinking of it now, I could also roll them over to an account at Vanguard as their fees are less.

My most recent job change has landed me to a Federal position with TSP. Now the same question arises all over again. Will the low fees in TSP get me better return than I would get from a wider and potentially better performing fund managed by some company like Fidelity or Vanguard? Not sure yet.

I rolled over my previous 457(b), 403(b), and state retirement contributions into my TSP. Either the TSP or Vanguard, where I have my Roth, offer some of the best ER for investments.

As a good general rule, it's better to roll over all old employer's retirement plans to your current employer's retirement plan or likely better still to a traditional IRA. I suggest you consider Vanguard or Fidelity if you wish to go with a traditional IRA. You have greater investing options in an IRA than in the TSP, albeit higher Expense Ratios. In any event you could always move monies from a traditional IRA into your TSP account.